Compare the Best Local Rates

Iowa Credit Unions with the Best CD Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Iowa. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.

Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Iowa credit union you qualify to join. Below are the credit unions in the state that are presently offering the highest rates on CDs.

Credit Unions with the Best 6-Month CD Rates in Iowa

  • River Community Credit Union: 1.25%
  • Advantage Credit Union: 1.1%
  • First Credit Union - Cedar Rapids Iowa: 1.05%

Highest 12-Month CD Rates from Iowa Credit Unions

  • River Community Credit Union: 1.5%
  • Collins Community Credit Union: 1.36%
  • Capitol View Credit Union: 1.36%

Iowa Credit Unions with the Best 24-Month CD Rates

  • Collins Community Credit Union: 1.96%
  • Capitol View Credit Union: 1.86%
  • N.W. Iowa Credit Union: 1.76%

Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.