Compare the Best Local Rates

Current Best Certificate of Deposit Rates in Iowa

The certificate of deposit rates available across different term lengths can vary greatly, and some financial institutions offer great rates only for particular types of CDs. Below is a list of the highest CD rates in Iowa currently available in each 6-month, 12-month and 2-year categories:

Highest Iowa 6-Month CD Rates


  • Iowa State Bank Clarksville, Kesley, Parkersburg: 2.06%
  • Security State Bank: 2.01%
  • Advantage Credit Union: 1.8%



Top Iowa 12-Month CD Rates


  • Peoples Credit Union - Webster City, IA: 2.25%
  • Iowa State Bank Clarksville, Kesley, Parkersburg: 2.22%
  • Security State Bank: 2.21%



Best 24-Month CD Rates in Iowa


  • Farmers and Merchants State Bank: 3%
  • Mount Vernon Bank and Trust Company: 2.75%
  • Atkins Savings Bank: 2.52%



Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.